Terms & Conditions

1. Acceptance of Terms

By accessing or using ScamGuard Kenya ("Service"), you agree to be bound by these Terms. If you disagree, please discontinue use immediately.

2. Service Description

We provide:

• Crowdsourced scam verification platform
• Database of reported fraudulent activities
• Educational resources about scams in Kenya
• Premium alert services (subscription-based)

3. User Responsibilities

a. Account Security

You must:

• Maintain confidentiality of login credentials
• Notify us immediately of unauthorized access
• Be at least 18 years old to register

b. Prohibited Conduct

You agree not to:

• Submit false or misleading scam reports
• Use the service for illegal activities
• Harass other users or abuse reporting systems
• Reverse engineer or disrupt service operations

4. Scam Reports

When submitting reports:

• You warrant information is accurate to your knowledge
• We may verify reports before publication
• False reports may lead to account termination
• Reports become part of our public database

5. Premium Services

a. Subscriptions

• Billed monthly via M-Pesa or PayPal
• Auto-renew until canceled
• 7-day money-back guarantee

b. Cancellation

You may cancel anytime, with access continuing until the end of the billing period.

6. Intellectual Property

All content on our platform is owned by or licensed to us. You may not:

• Republish scam data without attribution
• Use our branding without permission
• Scrape or systematically collect data

7. Disclaimers

Our service is provided "as is" without warranties of:

• Completeness or accuracy of scam reports
• Uninterrupted or error-free operation
• Fitness for any particular purpose

We are not liable for damages resulting from scam activities.

8. Limitation of Liability

To the extent permitted by Kenyan law, we shall not be liable for:

• Indirect, incidental, or consequential damages
• Loss of data or profits
• Unauthorized access to user accounts

9. Governing Law

These Terms are governed by laws of Kenya. Disputes shall be resolved in Nairobi courts.

10. Changes to Terms

We reserve the right to modify these Terms. Continued use constitutes acceptance.